We know horses make us better people, and the care we provide is the only opportunity we have to pay them back.

Feel Good About Your Choice


Ethical Farming. Our Merino wool is sourced from Australia where approximately 70-million free-range Merino sheep graze on extensive conserved grassland terrains.


Environment Friendly. Merino wool decomposes much quicker than synthetics, and releases valuable nutrients back into the soil.


Sustainability. Merino wool is completely renewable as Australian Merino Sheep produce a new fleece every year that is sheared without causing the animal any harm.

We know horses make us better people, and the care we provide is the only opportunity we have to pay them back.

Our Story >> A Quest for Quality

Steed Armor began at the back of the Founder’s horse trailer. While sorting through their saddling equipment, they noticed how dirty their new saddle pad was only after a few uses.

This began the search for a quality saddle liner that would serve as an ideal base layer for a horse’s back, and that would prevent premature wear on saddle pads. We wanted a liner that would stand up to use and abuse, but quickly discovered that there were limited choices.

That’s when we began to research quality fibers to create the perfect saddle liner, and Australian Merino wool was pinpointed. It proved to have the necessary durability and softness, and it offered many unmatched benefits, such as moisture wicking, temperature regulation, washability, odor control, and more. And all this could be felted into a thin under-pad that would work perfectly with a wide range of saddle pads – especially pressure releasing pads or onew with a neoprene bottom.

Next, it was time for rigorous trial and improvement. Even once we knew that Merino wool was the ideal material, we wanted to ensure it was formed it into an ideal thickness and composition to maximize durability, breathability, cushioning, and flexibility. We’re proud of the improvement we made for our own horses and are able to better preserve our good saddle pads.

The driving force behind our quest for the perfect saddle liner? Our passion for horses. At Steed Armor, we believe that horses make us better people, and that we owe them the best possible care. We want to keep them as comfortable and content as possible, and our 100% Merino wool saddle liners help achieve that.

Value also matters to us. We understand how costly equestrian pursuits can be, and how important it is to invest in high quality and durable equipment. Steed Armor products meet the highest standards at a reasonable price. Their value becomes obvious as they withstand use and washing — and last.

As our story continues, we hope you’ll become fans of our products, and that we can help you provide better care and comfort for your horses.

“These saddle liners are phenomenal. Merino wool is in a league of its own and ideal as a base layer. I ride in Merino Wool socks during all seasons to keep my feet dry and comfortable. Now I can apply the same benefits to the horses in my care.”

Cliff Schadt Jr., Colt Starting Champion, Trainer, and Clinician.